Privacy Policy
Privacy Policy
FACTS
What Does Today's Home Mortgage, Inc. Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Credit history and credit scores
- Employment information and assets
- Account balances and transaction history
- Property and mortgage information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Today's Home Mortgage, Inc. chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
| Reasons for Sharing | Does Today's Home Mortgage, Inc. Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No (We have no affiliates) | Not Applicable |
| For our affiliates’ everyday business purposes – information about your creditworthiness | No (We have no affiliates) | Not Applicable |
| For nonaffiliates to market to you | No | We Do Not Share |
Questions?
Call 800-396-1496
or visit us at: www.todayshomemortgage.com
What We Do
How does Today's Home Mortgage, Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secure files and buildings, encryption technologies, and restricted access to personal information.
How does Today's Home Mortgage, Inc. collect my personal information?
We collect your personal information, for example, when you:
- Apply for a loan
- Give us your income information
- Provide employment information
- Provide account information
- Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates of financial institutions (where applicable), service providers, and other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes (information about your creditworthiness)
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
Today's Home Mortgage, Inc. does not have any affiliates.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
We do not share with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include mortgage investors, lenders, or other financial institutions.
Other Important Information
Today's Home Mortgage, Inc.
27 Orchard #111
Lake Forest, CA 92630
Email: approval@todayshomemortgage.com
Website: www.todayshomemortgage.com
This notice is provided in accordance with the Gramm-Leach-Bliley Act (GLBA) and applicable federal privacy regulations.