Licensing & Regulatory Information

Today's Home Mortgage, Inc. is a licensed mortgage lender and/or mortgage broker and conducts business in accordance with applicable state and federal laws.

State Licensing

  • Arizona Mortgage Banker License – BK-2012930
  • California DRE Real Estate Corporation License – 01359402
  • Connecticut Mortgage Lender License – ML-7731
  • Florida Mortgage Lender License – MLD2671
  • Idaho Mortgage Broker/Lender License – MBL-2080007731

Licenses may be verified through the Nationwide Multistate Licensing System (NMLS) Consumer Access website at www.nmlsconsumeraccess.org. NMLS License # 7731

California DRE Disclosure

In California, Today's Home Mortgage, Inc. operates under the authority of the California Department of Real Estate (DRE), Real Estate Corporation License No. 01359402.

When acting under its DRE license, Today's Home Mortgage, Inc. performs licensed real estate brokerage activities, including arranging loans secured by real property.

California borrowers may obtain information regarding the Department of Real Estate at:

California Department of Real Estate
1651 Exposition Blvd, Sacramento, CA 95815
Telephone: (877) 373-4542
Website: www.dre.ca.gov

Equal Housing Opportunity

Today's Home Mortgage, Inc. is an Equal Housing Opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, familial status, disability, age, receipt of public assistance income, or any other basis prohibited by applicable law.

General Mortgage Disclosure

All loan applications are subject to credit approval, underwriting requirements, verification of information, and program guidelines. Not all applicants will qualify.

This is not a commitment to lend. Loan terms, conditions, rates, fees, and programs are subject to change without notice. Additional restrictions may apply. Not all products are available in all states.

If interest rates, payment examples, or loan terms are displayed on this website, additional disclosures required under the Truth in Lending Act (TILA) and Regulation Z apply.

Advertising & Fair Lending Notice

This website may be promoted through third-party advertising platforms, including social media. All advertising complies with the Fair Housing Act and Equal Credit Opportunity Act.

Submission of information through online forms does not constitute a completed loan application unless specifically stated.

Communications Consent (TCPA Compliance)

By providing your contact information, you consent to be contacted by Today's Home Mortgage, Inc. via phone, SMS, automated dialing systems, prerecorded messages, and email communications.

Consent is not required to obtain a loan or services. Message and data rates may apply. You may opt out of text messages by replying STOP or get help by replying HELP.

Privacy & Information Security

Information submitted through this website is subject to our Privacy Policy. We use reasonable safeguards to protect personal information but cann